Insurance

Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits.

Life & Health

• Income Replacement & Family Protection 
• Legacy/wealth transfer strategies
• Asset accumulation and distribution strategies
  
  

Home & Auto

• Helping to protect you, your possessions, and your property

As you seek to build financial security for yourself and your family, you may want to consider the following options:

• Protection and Legacy Transfer
• Term insurance — can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs.
• Long-term care insurance — can help defray health care costs not covered by Medicare.
• Medicare supplemental insurance — is designed to provide for an increase in the deductibles and co-insurance payments required each year in Medicare plans.
• Disability income insurance — can be used to replace income due to a disabling accident, health issue or mental incapacity.
• Group life and disability — can provide employee life and disability insurance coverage for your business.
• Asset Accumulation and Distribution Strategies
• Fixed annuities — provide both a fixed-investment rate as well as guaranteed income, with tax-deferred accumulation.
• Universal life insurance — offers life insurance protection with a fixed rate of guaranteed tax-deferred cash value.

I will work with you to assess your insurance needs as part of your investment plan.

Disclosure:

Guarantees are subject to the claims-paying ability of the issuing insurance company.